Quick question: As a beginner, would you rather have 10 million naira given to you with interest or a chance to work a 100k job with no debt? It looks like an easy choice, but many people would choose 10 million. Why? It’s a lot of money, and you can already permutate how you can double or start a business with it.
Morgan Housel highlighted in the book, same as ever :
We are very good at predicting the future, except for the surprises - which tend to be all that matter.
As humans, we love to take many risks, forgetting the lowest investment risk ever - Yourself.
However, here's the thing: getting that 10 million upfront doesn’t teach you the lessons that come with building your path. When you earn that 100k, even if it feels small, you’re learning how to manage, how to grow, and how to handle the challenges that come life. You’re paying your dues.
It’s like investing in yourself every day. The skills, discipline, and experience you gain will pay off in ways that quick money never will. And sure, surprises will come, but when you’ve paid your dues, you’ll be ready to face them.
So, what would you choose?